Property Guides

Step-by-step guides for buying, selling, renting, financing, and managing real estate in the Philippines.

Featured guide

First-Time Home Buyer's Guide for the Philippines

From budgeting and pre-approval to closing day — everything you need to know before buying your first property in PH.

Buying · 12 min read · Beginner
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Buying

First-Time Home Buyer's Guide for the Philippines

From budgeting and pre-approval to closing day — everything you need to know before buying your first property in PH.

12 min read · Beginner
Legal

Understanding BIR Zonal Values and How They Affect Your Tax

Learn how BIR uses zonal values to compute capital gains tax, DST, and other property-related taxes.

8 min read · Intermediate
Financing

How to Apply for a Pag-IBIG Housing Loan

Step-by-step walkthrough of the Pag-IBIG housing loan application — eligibility, requirements, and approval timeline.

10 min read · Beginner
Financing

Bank Mortgage vs Pag-IBIG: Which is Right for You?

Compare interest rates, loan terms, processing time, and eligibility between commercial banks and Pag-IBIG.

9 min read · Intermediate
Selling

How to Sell Your Property Faster in 2026

Pricing strategies, staging tips, professional photography, and listing platforms that get the best offers.

11 min read · Intermediate
Legal

Capital Gains Tax for Property Sellers

How to compute the 6% CGT, when it's due, and which exemptions apply for principal residences.

7 min read · Intermediate
Renting

Renting in Metro Manila: A Tenant's Checklist

What to inspect, documents to prepare, and red flags to avoid before signing a lease in Metro Manila.

8 min read · Beginner
Renting

Landlord's Guide to Setting the Right Rental Price

Use rental yield, neighborhood comparables, and demand signals to price your unit competitively.

9 min read · Intermediate
Legal

Documentary Stamp Tax (DST) Explained

Understand DST on real estate sales, who pays it, and how it's computed against the higher of zonal value or selling price.

6 min read · Intermediate
Legal

Title Verification: Spotting a Clean Property Title

How to verify a Transfer Certificate of Title (TCT) at the Registry of Deeds and avoid double-sale fraud.

10 min read · Advanced
Buying

Pre-selling vs RFO Condos: Pros and Cons

Compare pre-selling and ready-for-occupancy units in terms of price, payment terms, and risk.

9 min read · Intermediate
Buying

Understanding Condo Association Dues and Fees

What's included, how dues are calculated, and what to expect from your homeowners' or condo association.

7 min read · Beginner
Legal

Tax Declaration vs Title: What's the Difference?

A common source of confusion — learn what each document means and which one truly proves ownership.

6 min read · Beginner
Financing

Calculating Your Real Estate ROI

Walk through gross yield, net yield, cash-on-cash return, and total ROI for rental properties.

11 min read · Advanced
Buying

How to Negotiate the Best Price as a Buyer

Research strategies, market signals, and negotiation tactics to lock in a fair price on your dream home.

8 min read · Intermediate

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