Policy February 28, 2026 5 min read

Government Launches Affordable Housing Program for Young Professionals

Pag-IBIG Fund announces expanded housing loan options with lower interest rates for first-time homebuyers under 35.

The Pag-IBIG Fund has unveiled a new affordable housing program for young Filipino professionals.

Program Highlights

  • Lower interest rates — 5.375% per annum for properties up to ₱2.5 million
  • Extended loan terms — up to 30 years
  • Lower down payment — minimum 5% for first-time buyers
  • Simplified requirements for employed individuals under 35
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